Tip: Figure out what you want

Set financial goals and wishes: what do you want that takes some money to achieve or to achieve well. Choose realistic short term and medium term goals but shoot for the moon for the long term future. Find out how much they cost. DON'T try to figure out how much you need to set aside each month to get to the long term goals unless you're really good with compound interest and inflation rates, besides, calculating how much to set aside isn't the point. Setting a goal, and keeping it in mind is an achievement of its own. And keep in mind for that long term dream, the sooner you start saving, the less you'll need to put in the bank.